Liability

Liability insurance covers the cost of claims made as a result of damage or injury caused through the negligence of your business to a member of the public (Public Liability) or an employee (Employers Liability).

Employers Liability is a legal requirement. It is compulsory for employers to have this cover to protect their employees, whether they are direct employees, labour-only sub-contractors or people on youth training schemes.

Temporary employees can be covered under one simple extension, providing a reduced cost for both Public and Employers Liability

Cover up to £10,000,000

Public Liability, whilst not a legal requirement is a vital element of any business' insurance programme.

Recent years have seen significant claims inflation, particularly following changes to the way damages for injury are calculated, and we would recommend a minimum £5,000,000 limit.